Tailored

This type of business provides cover for losses, damage, civil liability and pilots’ accidents arising as a result of an incident in the performance of the Insured’s activity within the airport premises.

Within the Aviation line, Hispania offers insurance solutions for aircrafts, light aircrafts, helicopters and drones. We also have the capacity to quote liability for those companies that operate within airport premises and require specific Aviation Liability cover.

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The proposals we receive from our clients require a specific solution. This is why they fall within our scope of work of tailor-made solutions, in which we combine our experience and specialisation in different lines of business to achieve a successful outcome in the response we deliver. Typically, these solutions are a combination of underwriting and placement through the different vehicles in which we participate.

We are committed to finding solutions that add value in response and contribute to growth in our client relationships and the experience of our teams

• Specialization & products: Agricultural and Livestock industries, zoos, private collections, equine.
• Capacity: Primary, excess, temporary, transport, combined with parametrics.
• Coverage: Accidents, Illness, All risk mortality, ICC (A). Combined or standalone.
• Traditional business with specific products designed for business segment agreements
• Limits up to EUR 25M, with the support of local and international markets in direct insurance or facultative reinsurance.

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PROPERTY

• Specialisation & Products: Manufacturing industry, Construction, Energy.
• Capacity: Primary, Excess layers, Offshore exposures.
• Coverages: Named Risks or All Risks.
• Traditional business with specific products designed for partnership agreements.
• Limits up to EUR 25 MM, supported by local and international markets, in direct or facultative reinsurance.

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For this activity, cover is provided for material damage to works of art, antiques and collectors’ items, whether belonging to public institutions, private collectors or professionals, with solutions that are tailored to the client’s needs through an All Risk cover.

Coverage is defined for each client: Foundations, Permanent or Temporary Exhibitions, Galleries, Museums, Private/Public Collections, Insurance for Transport of Works. According to the security measures, itinerancy, its temporal scope, geographical scope, applicable law and jurisdiction.

• Specialisation & Products: Art, Drones, Motor, Terrorism.
• Capacity: Primary, Excess layers, Temporary, Transport.
• Coverage: All Risk, Restricted Risk. Combined or stand alone.
• Traditional business with specific products designed for business segment agreements.
• Limits up to EUR 100 MM, with the support of local and international markets, in direct or facultative reinsurance.

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Under this type of business, cover is provided for claims arising from errors and omissions committed during the performance of a professional activity that generates economic damages to a third party. In addition, more detailed cover can be incorporated to adapt to the specific needs of each Insured. We contemplate a wide range of technical and non-technical activities at your disposal.

The differentiation we have is the effectiveness of the contracting, by its temporal scope, geographical scope, applicable law and jurisdiction, inclusion of subsidiaries outside the habitual domicile, inclusion of collaborators. In addition, we can incorporate General Liability, Directors and Officers and Pure Financial Loss guarantees.

• Specialisation & Products: Architects, Engineers, Lawyers, Doctors, Consultants, technology, Financial Industry.
• Capacities: Primary, Excess Layers, US Exposures, Single Projects, Combined with General Liability and Cyber.
• Coverage: Errors & Omissions, Directors & Officers, Loss of Licence, Loss of Documents, Professional Disqualification, Cyber. In aggregate or stand alone.
• Traditional business with specific products designed for group arrangements.
• Limits up to EUR 100 MM, supported by local and international markets, in direct or facultative reinsurance.

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Coverage for claims arising from errors and omissions caused by directors and officers to third parties in their management duties. These may be shareholders, employees, suppliers, or their customers. In addition, more detailed coverage can be incorporated, extending coverage to claims arising from employment practices, regulatory compliance, damage caused by accidental contamination, etc.

The temporal scope, geographical scope, applicable law and jurisdiction, inclusion of subsidiaries outside of the usual domicile, inclusion of collaborators. Likewise and as a differentiating advantage, we can incorporate guarantees for companies in extinction or in liquidation and bankruptcy proceedings.

• Specialization and products: Listed companies, companies in liquidation or in insolvency proceedings
• Capacity: Primary, second and subsequent layers, US exposures, single projects.
• Coverage: Directors and Officers (A+B+C), IPO’s.
• Limits up to 100M, with the support of local and international markets, in direct insurance or facultative reinsurance.

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This cover guarantees the liability of the insured for personal and / or material damages and its consequences, caused to third parties arising from their activity. In addition, and after a prior analysis of the risk, complementary coverage will be offered, always adapting to the profile and needs of the client without providing unnecessary coverage that increases the premium.

The differentiation we have is the efficacy in the purchase, due to the temporal scope, geographical scope, applicable law and jurisdiction, inclusion of subsidiaries outside the usual domicile, inclusion of collaborators. In addition, we can incorporate Professional Liability coverage, which are very necessary for certain types of risks.

GENERAL LIABILITY:

• Specialisation & Products: Aviation, Automotive, Construction, Pharmaceutical, Railway, Mining, Transport.
• Capacities: Primary, excess and subsequent layers, US Exhibitions, Single Projects, Combined with Professional Liability.
• Coverage: General, Employers, Products, Recall, Pure Financial Loss, Mixing & Blending. Combined or stand alone.
• Traditional business with specific products designed for individual agreements.
• Limits up to EUR 100 MM, supported by local and international markets, in direct or facultative reinsurance.

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Under this class of business, cover is provided to indemnify the Insured for all amounts payable for which they are liable in connection with the conduct of their business in the marine industry. The sectors we cover range, among others, from ship repairers, shipbuilding, port operators and underwater activities.

By time scope, geographical scope, applicable law and jurisdiction, inclusion of subsidiaries outside the usual domicile, inclusion of collaborators.

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Under this class of business, cover is provided for personal injuries suffered by the insured as a result of an accident. Our products are aimed at both individuals and groups, specialising in professional athletes, key company employees and in areas or zones of high risk or conflict.

We can provide all kinds of solutions to the needs of the client. Among the most demanded sectors are energy companies, financial institutions, transport companies, communications companies, radio and television, public entities, security companies, ship crews…

• Specialisation & Products: Industry: Aviation, Sport, Security Forces, Marine, Travel.
• Capacity: Individual risks with high limits, international cover.
• Coverages: Accident, Funeral Expenses, Medical Expenses, Partial or Permanent/Total Disability, Death, Loss of License.
• Traditional business with specific products designed for individual or group agreements.
• Limits up to EUR 100 MM, supported by local and international markets, in direct insurance or facultative reinsurance.

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Coverage for economic losses as a result of: the impossibility of carrying out an event, the failure to meet an objective, or losses due to possible claims from injured parties in the various types of insured events. From major concerts and world tours to popular festivals, from the victory of a sports team to the loss of income due to relegation, from the cancellation of congresses to the prize for a hole-in-one in golf or a basket shot in basketball, they are all eligible for coverage. The liability of the promoter of an event, for that event or for all events held during the year, including damages to the venue.

What sets us apart is the high degree of knowledge of the business by the underwriting team, the support we give to our network of brokers, as well as the approach at the time of contracting and the support and assistance at the time of the claim. Our products are the result of years of evolution in the leisure and sports market.

CONTINGENCY

• Specialisation & Products: Entertainment Industry, Film, Lottery & Gaming, Music, Leisure, Awards & Promotion.
• Capacity: Primary, Excess Layers, US Exhibitions, Single Projects, Combined with Professional Liability.
• Coverage: Cancellation and No-show, TV or Film Production, Prize Indemnity, Overrredemption, Parametrics.
• Traditional business with specific products designed for business segment agreements.
• Limits up to EUR 25 MM, supported by local and international markets, direct insurance or facultative reinsurance.

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